
a) Stop eating out…eating out damages your health and forces you to spend more than you ever imagined. (Just add up all the moolah you doled out to restauranters and you’ll know what I mean. You need to put pen to paper. Otherwise you’d not really know.)
b) Switch that cell off…talking endlessly on your cell phone burns a bigger hole in your pocket than you’d think possible…use the net & write long emails.
c) Exercise a bit more, eat a bit less…these two life-style changes will go a long way in protecting you from various diseases and save on those bills to the doc and medicines. Downsizing calorific intake has been shown to prolong life. But don’t overdo it, you’ll starve or look like on those unfortunate anorexic kids walking the ramp.
d) Keep buying Rs 500/- worth of Mutual Fund units. Now the Sensex is low, you can make a killing…try to buy a small amount of MF every month. This way you’ll be able to beat inflation.
e) & stop going out for expensive movies at Multiplexes. Wait for the DVD’s or CD’s to be out and then see them at home. Better still wait for the movie to be shown on the telly.
Hard times are ahead and if you take it easy now, you’re gonna fry, buddy…so just start on a plan to secure your future.

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